First Year as a Homeowner

I can't believe it y'all!  It's been a whole year since I closed on my house!  Time sure has been flying by fast.


I remember like it was yesterday, November 3rd, 2016, sitting in the lawyer's office who represent the home builder, with my real estate agent and Mr. M by my side while I signed my life away then handed the keys to my very first house!




That home buying process was brutal, never again would I use Chase with their incompetent selves.  And I found out recently that my mortgage lender just started his job right when he began working with me.  No wonder he had no clue what he was doing.


And what was worst, my mortgage lender and my agent would argue with each other over the phone constantly, and I had no time for that mess.  Already I was dealing with Mr. M getting him back to health after his car accident.


Today, I still have to pinch myself because it's hard to believe that I'm a homeowner!  It's like, I thought I wouldn't be able to take that leap to homeownership until my girls were adults moved out of the house.


I thank God for giving that boost of confidence letting me know I'm worthy of having the things I dream of in life, giving my children the stability they deserve.


When I was handed the keys to my house, Mr. M and I quickly picked up the girls from school, then headed to our new home.  That would be our last time that we have to move during the holidays.


We slowly moved into our house since our lease at our previous residents didn't expire until after Christmas, plus with Mr. M still recovering I didn't want him to reinjure himself.


While packing at the rental house, I came across a letter I wrote myself years ago of goals I wanted to accomplish in life, one of my goals was owning a home.  It's a blessing how things start to manifest into reality.


Honestly, I didn't believe I would go far in life.  I don't have supportive parents, no family support; I didn't finish college, I was stuck working at low paying jobs. Life was and still is hard for me.  I would always worry and fear the worst, thinking nothing would ever come well out of my life.


But, God showed me I had to make life changes while putting my trust in him.  I need to have patience, and things will fall into place.


I'm sharing this with you all to let you know that I came to Georgia with a few hundred bucks in my bank account and a newborn.  I had to work hard to get out of my unfortunate situation and sit back and let God rain his blessings upon me.  Don't let anyone or anything hold you back from your goals, continue to keep reaching for your dreams until you grab hold of it, then your vision turns into reality.



About my Home

I purchased a brand new gorgeous three-story townhouse that I got to watch being built from the ground up.  The square foot of my home is 2,434 with four bedrooms, four bathrooms, gourmet kitchen with huge center island, stainless steel appliances, granite counter tops, dark hardwood floors, and lots more.


So far, I've been loving my home.  That's why I haven't been on a lot of trips this year; I enjoy relaxing at my house, unbothered.


My neighbors, except for one, I like.  My neighbors are friendly, always waving when we're driving past, makes me feel like I'm apart of a community.


Now, the neighbor that is next door to me sucks!  I call him so many names like "Mr. Doing the Most," "The Jerk Next Door," and "Mr. Show Off".


So this Jerk's yard he recently paid for someone to redo it, all the black bark in the yard, whenever there is bad weather, blows all over my driveaway.  I caught The Jerk outside one day, pulled him to the side and complained about the messiness of his yard.  He had the nerve to cope an attitude with me and told me I could pay for someone to fix his yard.  The hell I ain't!  I told him to fix his ish, or I'm reporting him to HOA!  And that I did, I hope he enjoyed his violation!

via GIPHY
But still, his yard is a hot mess, dirt and bark are still getting all over my driveway.  I give him the side eye every time I see him now or don't acknowledge his presence.  That's the downside of being in a townhome; you never know what kind of neighbor you'll have attached to you.

I'm happy to say my house is a home now!  I can live comfortably without the fear of rising rent and terrible landlords.  Finally, I have a place to call my own!

If you have any questions about the home buying process, let me know in the comments below.